Our Profiles

Jim Matthew is the Founder of United Marketing Services located in Chattanooga, Tennessee in 1980.  Jim does seminar workshops for seniors in Tennessee, Alabama and Georgia. He is a Chartered Senior Financial Planner and a Certified Elder Planning Specialist, Graduate of Annuity University, IRA University, LTC Academy, member of the Professional Club of American Bankers, Life Underwriters Training Council of Business Insurance. 

 Betty Estes is a Chartered Senior Financial Planner and a Certified Elder Planning Specialist that has specialized in working with Seniors in the areas of Retirement Income Planning, and Asset Preservation Strategies since 1982. 

She has worked with hundreds of retired seniors and those entering retirement to structure plans that address the many issues that endanger their lifestyle. She has conducted Senior Financial Workshops throughout the area since 1999.  Licensed in three states: Tennessee, Georgia and Alabama. 

In association with Tax Accountants, Elder Law Attorneys and Community Foundations, she provides a network of specialized experts to utilize the latest individual customized Financial Estate Planning Techniques. Designed to reduce Financial Risk, Lower Taxes, Avoid Probate, and wherever possible, Protect Clients Assets from Expensive Nursing Home Costs.  She has received certificatiion in Annuity, IRA and Medicaid planning seminars.